IRU Wallet Logo

IRU Wallet Logo

Features

Everything in one wallet. Send • Receive • Exchange • Track. One beautiful, secure app built for Africa and beyond.

FEATURES

Everything in one wallet

Send • Receive • Exchange • Track. One beautiful, secure app built for Africa and beyond. Bank-grade security with PIN/biometric login and encryption.

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Instant Transfers

Move money to anyone—IRU to IRU, mobile money, or bank—fast and affordably. Send and receive money instantly with competitive rates.

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Smart FX Exchange

Hold balances in RWF, USD, KES, UGX and swap at competitive rates. Multi-currency wallet with transparent fees shown before you confirm.

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Expense Tracking

Automatic categorization, budgets, alerts, and beautiful weekly insights. Track your spending and save smarter with intelligent analytics.

How It Works

Getting started with IRU Wallet is simple. Create an account, verify your identity, and start sending money, exchanging currencies, and tracking expenses in just a few clicks.

How It Works

Getting started with IRU Wallet is simple. Create an account, verify your identity, and start sending money, exchanging currencies, and tracking expenses in just a few clicks all on a secure and intuitive platform.

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Create Account

Sign up with your email, set up a secure password, and verify your identity with KYC to unlock full access. Getting started takes just a few minutes.

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Add Funds

Top up your wallet using mobile money (MTN MoMo, Airtel Money), bank transfer, or receive money from other IRU Wallet users instantly.

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Send, Exchange & Track

Send money to anyone, exchange currencies (RWF, USD, KES, UGX), and track expenses with smart insights and budgeting tools.

Bank-Grade Security

Your money is protected with PIN/biometric login, encryption, device intelligence, and fraud monitoring. We use bank-grade security measures to keep your funds safe.

  • ✓ Encryption at rest & in transit (TLS 1.3)
  • ✓ Device binding + biometric authentication
  • ✓ Rate limits & anomaly detection
  • ✓ 24/7 monitoring & on-call support
  • ✓ KYC & AML compliance

Mobile Money Integration

Seamlessly integrate with MTN MoMo and Airtel Money. Top up, withdraw, and reconcile all in one view.

QR & Payment Links

Pay in-store via QR or share short links to get paid online. Great for merchants, pop-ups, and freelancers.