One wallet to
send, save & see your money.
IRU Wallet lets you send & receive money, exchange currencies, and track expenses all in one beautiful, secure app built for Africa and beyond.

How It Works
Getting started with IRU Wallet is simple. Create an account, verify your identity, and start sending money, exchanging currencies, and tracking expenses in just a few clicks all on a secure and intuitive platform.
Create Account
Sign up with your email, set up a secure password, and verify your identity with KYC to unlock full access. Getting started takes just a few minutes.
Add Funds
Top up your wallet using mobile money (MTN MoMo, Airtel Money), bank transfer, or receive money from other IRU Wallet users instantly.
Send, Exchange & Track
Send money to anyone, exchange currencies (RWF, USD, KES, UGX), and track expenses with smart insights and budgeting tools.
Live Exchange Rates
| # | CURRENCY | RATE (vs USD) | CHANGE 24H | MID-MARKET | ACTION |
|---|---|---|---|---|---|
| 1 | 1,315.00 | +0.15% | 1,315.00 | Exchange | |
| 2 | 1.00 | +0.02% | 1.00 | Exchange | |
| 3 | 103.20 | -0.15% | 103.20 | Exchange | |
| 4 | 4,100.00 | +0.25% | 4,100.00 | Exchange |
FEATURES
Everything in one wallet
Send • Receive • Exchange • Track. One beautiful, secure app built for Africa and beyond. Bank-grade security with PIN/biometric login and encryption.
Instant Transfers
Move money to anyone—IRU to IRU, mobile money, or bank—fast and affordably. Send and receive money instantly with competitive rates.
Smart FX Exchange
Hold balances in RWF, USD, KES, UGX and swap at competitive rates. Multi-currency wallet with transparent fees shown before you confirm.
Expense Tracking
Automatic categorization, budgets, alerts, and beautiful weekly insights. Track your spending and save smarter with intelligent analytics.
A Simple, Secure Way to Send, Receive & Exchange Money
Send, receive, and exchange currencies with confidence on a platform built for speed, security, and simplicity. Track expenses and manage your money whether you're an individual or a business.

Send Money Anytime, Anywhere
Access your wallet on the go with our secure, mobile friendly platform. Whether you're at home or on the move, you can send money, exchange currencies, and track expenses 24/7 no limits, no downtime.